Why Are Interest Rates So High Right Now?

Interest rates have been a hot topic lately, and if you’ve been house-hunting, shopping for a car, or even just checking your credit card statement, you’ve probably felt the pinch. But why exactly are interest rates so high right now? Let’s break it down in a way that makes sense—no finance degree r

The next mortgage cycle will be won by companies that rethink how they operate

D Bank data shows AI finance use rose to 55% in 2026, while 81% still want human support

Voters seize the ‘say’ in key state battles for housing affordability

California voting on new housing reform ballot measures are underway; other states start early voting later this month

Can mortgage rates get under 7% for the holidays? 

A path back below 7% exists, but spreads and geopolitics still matter